FREE TOOLS

Free Business Tools & Calculators

130+ generators, calculators, and templates for Australian businesses. No sign-up required.

AP Tools

Accounts payable documents and generators.

AR Tools

Accounts receivable documents, collections, and payroll.

Collection Letter Generator

Professional debt collection letters for overdue invoices.

Customer Statement Generator

Customer account statements with outstanding balances.

Supplier Statement Generator

Supplier statement reconciliations for AP review.

Credit Application Form

Credit applications for new trade customers.

AR Aging Report

Accounts receivable aging analysis by customer.

Bad Debt Write-Off Generator

Document bad debt write-offs with journal entries.

Payslip Generator

Australian payslips with earnings, deductions, and super.

PAYG Payment Summary Generator

PAYG payment summaries (group certificates) for employees.

Quote Generator

Professional quotes and estimates for trades and services.

Receipt Generator

Payment receipts with GST and payment method details.

Payment Reminder Sequence

Three escalating payment reminders - friendly, firm, and final.

Proforma Invoice Generator

Proforma invoices with line items, GST, and custom branding.

Packing Slip Generator

Packing slips with short-ship detection and tracking details.

Price List Generator

Professional price lists with categories and GST handling.

Sales Commission Calculator

Flat, tiered, and team commission calculations.

Discount Calculator

Early payment, volume, and trade discount calculations.

Refund & Returns Calculator

Net refund amount with restocking fees, shipping, and GST.

Lay-by Payment Calculator

Lay-by deposit, installments, and payment schedule.

Unit Price Comparison

Compare unit prices across products with auto unit conversion.

Close & Compliance Tools

Month-end close, financial statements, and compliance checklists.

Industry Tools

Construction, wholesale, distribution, logistics, and retail tools.

Payroll & HR Tools

Timesheets, rosters, leave, overtime, and payroll tax calculators.

Tax & Compliance Tools

Stamp duty, CGT, R&D offsets, ABN validation, and compliance reporting.

Calculators

Tax, payroll, finance, and business calculators.

GST Calculator

Add or extract GST from Australian prices instantly.

NZ GST Calculator

Add or extract New Zealand GST (15%) from prices.

Income Tax Calculator

Australian income tax for residents, non-residents, and WHM.

PAYG Withholding Calculator

Calculate PAYG withholding for weekly, fortnightly, or monthly pay.

Gross Pay Calculator

Work out gross salary required to achieve a target net pay.

Super Guarantee Calculator

Superannuation guarantee amounts for FY2025-26.

Division 7A Calculator

Division 7A minimum yearly repayment and amortisation.

Working Capital Calculator

Working capital, current ratio, and quick ratio analysis.

COGS Calculator

Cost of goods sold with opening/closing stock adjustments.

Cost Price Calculator

Product cost, service cost, and cost-plus markup.

Inventory Calculator

EOQ, reorder point, safety stock, and inventory turnover.

Payment Terms Calculator

Effective interest rate of early payment discounts.

Depreciation Calculator

Straight-line and diminishing value asset depreciation.

Late Payment Interest Calculator

Interest on overdue invoices under various rate options.

DSO Calculator

Days sales outstanding and collection efficiency metrics.

Profit Margin Calculator

Gross, operating, and net profit margin calculations.

Break-Even Calculator

Break-even point in units and revenue.

Accrual & Deferral Calculator

Accrued and deferred income and expense entries.

Loan Amortization Calculator

Loan repayment schedule with principal and interest split.

FX Calculator

Foreign exchange rate calculator for AUD cross-rates.

FBT Calculator

Fringe Benefits Tax for car benefits, expenses, and LAFHA.

Contractor vs Employee Calculator

Compare total cost of hiring a contractor vs employee.

Markup to Margin Converter

Convert between markup and margin percentages with price builder.

AP Automation ROI Calculator

Calculate return on investment from AP automation.

Invoice Processing Cost Calculator

True cost per invoice including labour, software, and errors.

Business Loan Comparison

Compare up to 3 business loan options side by side.

ROI Calculator

Simple, annualised, and comparison ROI calculations.

Compound Interest Calculator

Compound interest with regular contributions and year-by-year breakdown.

Business Days Calculator

Count business days between dates with AU public holidays.

Percentage Calculator

Six percentage operations - of, is what %, change, add, subtract.

Hourly Rate Calculator

Calculate freelancer/contractor hourly rates from income targets.

Office & Admin Tools

Business documents, resolutions, minutes, and onboarding.

Need more than free tools?

See how Pulsify automates your entire AP workflow - from inbox to ledger.